Identity Theft Attorney Annapolis MD

Identity Theft Attorney Lawyer Annapolis MD

Identity theft is a serious problem. Identity theft victims spend countless hours and money to repair credit reports and clear their good name. Identity theft victims may be denied credit, employment, housing, or insurance because of false information on their credit report. Others may receive collection calls or letters for accounts they did not open.

HOW DO THIEVES STEAL YOUR IDENTITY?

Identity thieves may use low-tech or high-tech means to steal your personal information. For example, thieves may take your mail, wallet, purse or even your trash. Technically skilled identity thieves may use higher-tech means, such as phishing scams by posing as a legitimate business in an email. Another method identity thieves use is called “pre-texting” where they contact a potential victim, pretend to be someone else, such as a creditor or government agency, and use false pretenses to obtain the victim’s personal information.

Members of a family often fall prey to identity theft. In fact, identity theft by family members is very common. The perpetrator may be a sibling, soon-to-be ex, or even a parent. This is known as friendly fraud, but there is nothing friendly about identity theft! Family members often have easy access to personal identification and financial information. Once detected, victims are often reluctant to file criminal charges against family members.

HOW DO I PROTECT MYSELF FROM IDENTITY THEFT?

While there is no foolproof way to prevent identity theft, consumers can take action to protect their identity and minimize the harm of identity theft. Here are some tips to prevent identity theft:

  1. DETER: Deter identity thieves by safeguarding your information
  2. DETECT: Detect suspicious activity by routinely monitoring your financial accounts and billing statements.
  3. DEFEND: Defend against identity theft as soon as you suspect a problem.

Placing a fraud alert on your credit file entitles the consumer to a free credit report. The right to a free report as a fraud victim is in addition to the right to a free annual credit report. In other words, identity theft victims may request a free report due to fraud and later request a free annual credit report, too.

Credit reports should be reviewed very carefully to detect credit report errors. While an address or name variation may seem insignificant, these errors may be red flags for identity theft. Consumers should dispute credit report errors to the credit reporting agencies, Equifax, Experian, and Trans Union.

As an identity theft lawyer attorney in Annapolis MD, I represent identity theft victims. For a confidential and free legal consultation, call me at 1-571-620-6715.

I utilize simple technology to allow us to meet and share documents remotely. You will get the same service as if you came into my physical office and you will be able to get the protections afforded through bankruptcy while in your own home.

 

Call or Request a Consult below to find out how. All calls are forwarded to my personal cell phone; if I am unable to answer, please leave a message and I will return your call as soon as I am able to.