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Chapter 7 Bankruptcy

If you are being crippled by high credit card debt or medical bills, Chapter 7 may be a way for you to discharge those debts. Also called a “liquidation,” Chapter 7 cases are typically resolved within 4 months after the filing date. You will receive a Bankruptcy Discharge, and your obligation to the discharged debts will be over. Together, we determine if this is the best course of action for you.

 

When a Chapter 7 petition is filed, all creditor collection activity will stop. There is an “automatic stay” that will protect you from harassing phone calls, and it will temporarily stop a foreclosure or eviction. It will also permanently stop creditors from collecting their debts for those debts that are covered by your discharge.

 

Most people who file Chapter 7 bankruptcy get to keep all their property because of the exemptions provided by State and Federal law. These Exemptions protect your property or specific amounts of equity in your property. The rules and laws that apply are complex, so you will need an experienced attorney to analyze how these laws and rules apply to your property

 

Seek the help of an experienced bankruptcy lawyer. Call me at 1-571-620-6715 for a free consultation today.

 

Resources:
Bankruptcy Code
Federal Rules of Bankruptcy Procedure
American Bankruptcy Institute

 

Bankruptcy Courts:
Eastern District of Virginia – Alexandria Division
District of Columbia
District of Maryland

I utilize simple technology to allow us to meet and share documents remotely. You will get the same service as if you came into my physical office and you will be able to get the protections afforded through bankruptcy while in your own home.

 

Call or Request a Consult below to find out how. All calls are forwarded to my personal cell phone; if I am unable to answer, please leave a message and I will return your call as soon as I am able to.