Identity Theft Attorney: How Can One Bring Your Life Back Together
Identity theft happens when someone acquires personal information from you in an illegal manner. Have you ever been a victim? Sadly,anyone can fall prey to this dilemma. This could be as simple as your personal documents being stolen to technically-advanced methods like data breach and hacking. But,you can fight back! There are numerous cases wherein individuals will not realize they have already been a victim until credit reports or loan applications become a problem. This is the time that you should be critical and act quickly to minimize any further damage.
Why does one need an identity theft attorney?
You don’t need to solve your identity theft case by yourself. An identity theft attorney will help and guide you throughout the legal process. He or she will know exactly what to do as your lawful rights have been violated. You can’t win the legal battle alone. Do you think you can easily persuade the opposing party in court? An identity theft attorney knows the laws and with his or her experience your case will make it pass a judge. He or she will move quickly to investigate and develop creative defense approaches, and will explore every possible way to be able to pursue a good outcome in your case.
There will be various letter writing to your credit card companies and banks. This is not an easy task and your identity theft attorney will shoulder this obligation by informing your credit card company and bank. Instead of dealing with a customer service representative, your letter will immediately be forwarded to the legal department. Although you may be able to handle many aspects of your case yourself, there will always be areas that it is best to have the help of a legal advisor.
One needs to act quickly. Identity theft can have an immediate opposing effect on your life. It is important to take hands-on steps to help limit the harm that comes with this delinquency. Below are some steps that you need to take besides hiring a competent identity theft attorney:
1.Acquire all current financial reports. Close any accounts that were opened without your permission, and close any of your existing accounts that have seen unauthorized activity. You then need to trace the account that gave rise to the identity theft and contact the said companies/banks.
2. Place a fraud alert and immediately file a police report and Federal Trade Commission complaint. The police may only take the report as a courtesy and not pursue the matter. However, this step is still helpful to you, because you will need proof you reported the matter to the police. For the FTC, you can check their website online and select the right identity theft category.
Remember, you are not alone. Your identity theft attorney is there to investigate the fraud and hopefully will remove the wrongful misinformation on your credit report/bank account.