Take back control of your financial future. Call Baneylaw P.C. for a FREE CONSULTATION.
As a consumer, you have rights under Federal and State law. Whatever your financial situation, taking back control starts with contacting an experienced professional who knows what needs to be done and who can explain your options to you.
No two individuals’ circumstances are the same. Contact me for a Free Consultation, and I will speak directly with you. No staff will screen you and keep you from speaking directly with an attorney.
If appropriate, a bankruptcy can:
Your credit impacts your life in many ways, including the interest rates you pay, rates you pay for insurance, and eligibility for certain jobs. By enacting the Fair Credit Reporting Act (FCRA), congress has given individuals a way to ensure the accuracy of what is being reported about you to when you apply for credit, apply for a job, and apply for a mortgage or apartment.
Don’t let inaccurate or false credit reports be used against you! Enlist the help of a seasoned bankruptcy attorney today.
Even if you owe the debt, you still have protection. Debt collection abuse is more than just bad business — it’s illegal. If you are being harassed by a debt collector, the collections agency may be in violation of the Fair Debt Collection Practices Act (FDCPA).
The FDCPA outlines how debt collectors — such as bill collectors, collections agencies and corporate collections departments — can go about seeking the repayment of a debt from consumers.
The FDCPA forbids aggressive practices such as:
I take all credit report and debt collection abuse cases on a contingency basis, which means that you do not pay any attorney’s fees out of pocket; I get paid a percentage from the companies that have harmed you. People who have been damaged by credit reporting errors, identity theft, or debt collection abuse should not have to worry about spending money on an attorney to help them.
Often times, the greatest barrier that prevents people from seeking help is the fear that they will be expected to pay the attorney for their help. Under the Fair Credit Reporting Act and Fair Debt Collection Procedures Act, the two Federal laws that govern credit reporting and debt collection, respectively, this is simply not the case.
Do not let the fear of attorney’s fees keep you from reaching out for help.
Contact me or call me at 571-303- 9102 to discuss what is happening to you and how I can help.
Get Answers. Get Results.
I utilize simple technology to allow us to meet and share documents remotely. You will get the same service as if you came into my physical office and you will be able to get the protections afforded through bankruptcy while in your own home.
Call or Request a Consult below to find out how. All calls are forwarded to my personal cell phone; if I am unable to answer, please leave a message and I will return your call as soon as I am able to.