Day: June 14, 2017

TILA, RESPA and FCRA . . . Oh my!

Cole v. Federal National Mortgage Association, et al., 2017 WL 623465 (D. Md. February 13, 2017) The Plaintiff, Ms. Cole, brought a case against Fannie Mae and Severus, alleging a number of claims under the Truth in Lending Act(TILA), the Real Estate Settlement Procedures Act(RESPA), the Maryland Consumer Debt Collection Act(MCDCA), the Maryland Consumer Protection Act(MCPA), and the Fair Credit Reporting Act(FCRA). Unlike most pro se Plaintiffs, who generally strikeout when throwing a bunch of these claims against the wall, Ms. Cole hits a home run on every one, and it is impressive to see. In 2007, the Plaintiff and

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